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vs $4,657 last period
Spending Heatmap
Activity patterns over the past month
Daily Average
Top Merchants
Coffee Shop
24 visitsCategory Distribution
Hourly Spending Pattern
Income Trends
Last 6 months
Expense Trends
Last 6 months
Savings Accumulation
Monthly progression
Current savings
Category Spending Trends
Year-over-Year Comparison
AI Financial Forecast
Predictions based on historical data and spending patterns
Next Month Expenses
$3,456+8% from average
Projected Savings
$1,78434% of income
Goal Achievement
Dec 15On track
Spending Predictions
Next 30 days forecast
Food & Dining
Likely to increase
$980
+9.8%
Based on weekend plans and past patterns
Entertainment
Expected to stay stable
$920
-3.8%
No major events detected this month
Shopping
Peak season expected
$1,156
+15.2%
Holiday shopping season approaching
Entertainment
Expected to stay stable
$920
-3.8%
No major events detected this month
Budget Alerts
Risk assessment
High Risk: Food Budget
You're on track to exceed your food budget by $180 this month.
Medium Risk: Shopping
Shopping expenses predicted to increase by 15% next month.
Low Risk: Entertainment
Entertainment spending is stable and within budget limits.
Opportunity: Extra Savings
You could save an extra $210 by optimizing your spending patterns.
Goal Achievement Forecast
Projected completion dates
New Laptop
$960 / $1,500PS5
$530 / $700AI Recommendations
Personalized action items
Reduce Coffee Runs
Save $45/month by making coffee at home 3 days a week
Switch Subscriptions
Annual plans could save you $89/year on streaming services
Meal Planning
Plan weekly meals to reduce food waste and save $120/month